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Payments & Financing

Our goal at Urban Optiks Optometry is to ensure that you have the clearest vision possible. We accept most types of vision insurance, including Flexible Spending Accounts in addition to cash, checks, and most credit cards. We inform our patients about exam and treatment costs at the beginning of your appointment.


Our staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment including cash, check, major credit cards and the below payment options. Call 619.683.2020 today to schedule your eye exam today.

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Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans.


These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery.


Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

Vision Insurance

Our knowledgeable staff is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits.

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Eye Med Vision Insurance Logo

A note to our MESVision patients: MESVision no longer administers vision plan insurance effective 01/01/2024. Please contact your Human Resources Department or your current health or vision plan administrator for options of vision coverage that are available for you. For more information, click here.

Learn More About Insurance
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Care Credit Financing

CareCredit is a healthcare credit card designed for your health and wellness needs. It’s a way to pay for the costs of your eyecare needs while making convenient monthly payments. CareCredit extends special financing offers that you can’t get when using your Visa or MasterCard to pay for care at Urban Optiks. With shorter term financing options of 6, 12, 18 or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period.

Learn More About Care Credit

Urban Optiks Gift Cards

If you’d prefer the traditional gift card, we’ve got you covered! Come in today and purchase one of our gift cards and we’ll include a with a special wish card and envelope which will make your gift giving extra special.

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